Effective Date: 2018

This Risk Disclaimer applies to the website operated by Baer Invest and Capital Management DOO (“Company”, “we”, “us”, or “our”) and to all information, materials, and communications provided by the Company.

  1. No Offer or Solicitation

The information provided on this website is for general informational purposes only.

Nothing contained herein constitutes:

  • An offer to sell securities
    • A solicitation to buy securities
    • An invitation to invest
    • A public offering
    • A guarantee of returns

Any investment engagement shall occur only through a formal written agreement and, where applicable, legally required documentation.

  1. No Guaranteed Returns

All investments carry inherent risks, including the possible loss of capital.

Past performance does not guarantee future results.

Projected returns, forecasts, or performance scenarios, if presented, are hypothetical in nature and are not assurances of actual outcomes.

  1. Market Risk

Investment activities may be affected by:

  • Market volatility
    • Economic fluctuations
    • Political and regulatory changes
    • Currency exchange risk
    • Liquidity constraints
    • Unforeseen global events

These factors may materially impact investment performance.

  1. No Financial, Legal, or Tax Advice

Information provided by Baer Invest and Capital Management DOO does not constitute personalized financial, legal, accounting, or tax advice.

Users and potential investors are strongly encouraged to consult independent professional advisors before making any investment decision.

  1. Suitability and Due Diligence

Investments may not be suitable for all individuals.

Prospective investors must:

  • Conduct their own due diligence
    • Assess their financial position
    • Evaluate risk tolerance
    • Understand potential capital loss

Engaging in investment activity without adequate understanding may result in financial loss.

  1. Regulatory Status

Baer Invest and Capital Management DOO operates in accordance with the laws of the Republic of North Macedonia.

Unless explicitly stated in a signed agreement, the Company does not operate as a licensed financial institution, investment fund, or regulated asset manager.

  1. Forward-Looking Statements

Certain information may include forward-looking statements, including projections, expectations, or strategic outlooks.

Such statements are inherently uncertain and subject to risks beyond the Company’s control.

Actual results may differ materially from those expressed or implied.

  1. Limitation of Liability

To the fullest extent permitted by law, Baer Invest and Capital Management DOO shall not be liable for:

  • Investment losses
    • Direct or indirect financial damages
    • Decisions made based on website information
    • Market fluctuations beyond our control

All investment decisions are made at the sole discretion and responsibility of the investor.

  1. Acknowledgment of Risk

By accessing this website, you acknowledge and accept that:

  • Investment involves risk
    • Capital loss is possible
    • No return is guaranteed
    • You are responsible for your own financial decisions